How To Win On The Stock Markets
Mar0
So you would like to make your savings work for you and believe that investing in Stocks and Shares could be the way to go. But how do people and businesses make money on the Stock Markets? Now I am not a financial adviser and I am therefore not authorised to give financial advice; I am however a very experienced investor and in this article I will be providing my thoughts and opinions of the best way to make money out of stocks and shares – this therefore is not advice and is merely an opinion.
To start with I would like to make it clear that I do not work within the investment industry; I am just a person who likes making money and have therefore become interested with all things stocks and shares. On a day to day basis I sell composite doors, I offer a DVD duplication service and I work with a group of cost reduction experts on a part-time basis.
I have been investing my personal savings since the age of twenty-one; I am now aged 36. At the outset I would buy the shares of single companies such as Vodafone; there is however a lot of risk when doing this especially for people like myself who have no real connection to the companies involved. I would do my homework but at the end of the day I still believed that this was more of a “gamble” than anything else. I had some successes and there were a few less than impressive performances from some of the chosen companies; I have to admit that at times it was pure guess work and I had little real confidence in what I was doing.
That has now all changed; I now have full confidence in what I am doing. Why do I suddenly have a new found confidence? Well I now invest monthly premiums into collective investment schemes which invest in various regions such as China, Russia, Latin America, India, the US and the UK.
The beauty of investing on a monthly basis is the fact that it takes advantage of something known here in the UK as pound cost averaging. This is where your premium buys you more units when the unit price falls which benefits you when the unit price rises.
I have been investing in this way for a few years now and I have done very well for myself.
Mail this postPopularity: 5% [?]
The Benefits Of Saving Money On A Regular Basis
Dec0
Over the past few years, I have been saving money each month, not for any particular reason like for example to buy a house, but just in case something big went wrong. It is in a way a form of self-insurance. In this article I write about the benefits of doing this and about my own personal experiences, i.e how hard or easy it has been saving in this way.
I am not involved within this “savings or investments industry” and am therefore not attempting to sell you anything via this article. I am merely relaying my own personal experiences etc. I am actually involved in various fields including offering stuttering info, selling composite doors for a composite door company and regarding offering a DVD duplication service.
Maybe I am being paranoid but I always seemed to have far less money than what my friends had. Four years ago a group of us went to Spain for a two-week holiday. I will never forget the moment when one of my friends asked how much money each of us were taking on the holiday. We all answered one by one and to my horror not only did I have the least amount but I had around two hundred pounds less than the next lowest person. It was not because I was being tight, it was because I did not have anymore. It had actually been a real struggle to save up this much.
When I arrived back from this holiday I decided that I needed to change my attitude on financial matters. I read a few books and spoke to a number of people about the best way for me to move forward. I did not want to have to struggle next year if there is to be another holiday for example.
I believed the answer was to start saving an amount every month which would leave my account via direct debit. I was the type of person who would basically spend whatever I had or earned. If it was in the bank therefore I would spend it. It was to leave my account via direct debit I would have no way of course to spend it.
I set up one of these savings policies and started it a modest £30 a month. I am very pleased to say that it did not exactly have a major negative impact on my social life. The policy itself was in some way linked to the stock market and this itself was quite exciting, sad I know. After a year I received a statement through the post and I was quite happy to see that I was actually worth something for a change. I then decided to increase the amount that I was going to save to £50 a month.
I would strongly advise other people to commence saving on a regular basis as it has certainly given me a piece of mind.
Mail this postPopularity: 6% [?]
How To Make Money On The Stock Market
Nov0
I am somebody who loves to invest money on the stock market. Some might see this as a bit of a gamble which in a way it is, there are however certain steps people can take to limit this risk which may well help them to make money.
I should point out that I am in no way a professional investor; I am in fact a stuttering therapist and I also work on projects to do with helping people to obtain a professional DVD duplication service and an affordable article submission service.
The stock market is rather like a fair ground rollercoaster ride in the way that it is always going up and down. It has many peaks and troughs which can make it hard to know when it is the right time to invest or to sell. Some people see an event such as the terrorist attacks on September the eleventh, where the stock market fell in a big way, as a good time to invest where as other people may panic and sell all of their holdings in case of another attack.
I personally prefer to buy when the market is going through a bad period as I believe it is likely to eventually pick up and should if history is anything to go by, be even higher in the future. My way of thinking is buy low, sell high.
When purchasing a single stock, such as shares in one of the top companies such as Vodafone, I always remember the price that I bought the shares at and give the stock a target price. This is the price that I will sell at, if it ever reaches that level of course. I have to say that at times I am very tempted to hold onto the shares when they reach these target levels in the hope of even higher profits. I am normally able to keep to my plan of selling high and when I have let temptation get the better of me and have held on to the shares they always seem to end up falling back. I hope that I have now learned my lesson for the future, I think I have!
If the share price after for example three months has fallen by about twenty percent, I then increase my holding by purchasing even more shares. I will then set a new target level and just repeat the process. This in a way is similar to how a unit trust works through the method of pound cost averaging, where you are able to purchase more units when the unit price is lower for your monthly premium.
What I do and have explained above is quite risky and you need to be able to hold your nerve when the stock has a bad run. You also need to have a lot of patience. I certainly would only advise people to invest money that they can actually afford to lose as one day for example I could invest in a stock which does not recover. This idea would then turn out to be some sort of nightmare which would leave me well out of pocket.
So far I have been quite lucky and the plan has been working well for me. I do not invest huge amounts of money and see it as more of a hobby than a way to get rich quick.
Mail this postPopularity: 7% [?]
Where You Could Make Money On The Stock Markets In 2010
Nov0
It may be still be a few months away however the professional investors will already be preparing their stock portfolios for 2010. Research into various companies, sectors and countries are all a part of this research. So where could be the best place to invest your hard earned cash in 2010?
Now it is important that I a make one thing clear to the readers of this article before I continue; please do not take what you read as any form of financial advice as I am not a financial adviser. I am just an average man who enjoys trying to make cash by investing on the stock markets. I see it as a bit of fun and very much a gamble. By trade I offer a business cost cutting service, a stuttering therapy service (I used to have a stutter myself) and I am also involved in company that offers a professional DVD duplication service.
I really like the companies that are looking to invest their way through this current crisis. This takes a bit of nerve and a lot of ready cash but is a move that is likely to prove very beneficial in the long run. This may just turn out to be the perfect time to buy a business. There are many small business owners seeking to sell up and this is where a bargain could be had.
The companies who do invest are the ones that are likely to make the most profits when the gloom and doom of this credit crisis lifts. It is all about ensuring that you are best placed out of all of your competitors when business starts to boom again.
As for regions, I am particularly attracted to the stock markets in Russia, in India and in China. A slightly riskier proposition is the Japanese stock market but is one that could easily shine next year.
I wish all of the readers a prosperous 2010! Steve Hill from the UK, invester of the year 2094! OK maybe not invester of the year; how about investor of the century lol.
Mail this postPopularity: 6% [?]
How Will The Major Stock Markets Perform In 2009?
Jul0
The main stock markets from around the world have had quite a good start to the year. I have to say that this, in my opinion, is quite a surprise as the overall economy is still in dire straits – it was only a couple of months ago that General Motors went into administration for example. I am asked on a regular basis whether I think that the stock markets will continue to rise in the second half of 2009.
Now I have to say that I am more than happy that the main stock markets from around the world have been performing so well. I am a keen investor, or gambler as many of friends see it.
I should mention however at this stage that I am not a financial adviser and that I am merely a novice investor who is hoping that the “gamble” will pay off. You should therefore not take what you read in this article as financial advice. I actually work on various projects including offering a DVD duplication service, offering restaurant advertising accessories and also assisting a business cost reduction specialist.
Investors are hoping to see some green sheets of recovery and are eager to enter the market at the right time; or at “the bottom” as they call it. I am not sure about you but I certainly have not seen any green shoots so far!
Over the last few months we have seen some dramatic gains on more of a hope that the recovery has started. So just how will the markets react when it sees some “real evidence” that the credit crunch is starting to ease? Well I would very much expect them to rally in a major way. With interest rates at historical lows people are seeking an investment which offers a much greater return than the measly three percent offered on the high street.
I personally believe that there are going to be some rocky roads ahead but that the bottom of the market may have been reached.
Mail this postPopularity: 13% [?]
